Verified Resource Directory

Connecting you with helpful
community resources.

A free national directory of information regarding rent stabilization (HUD), utility protection (LIHEAP), and emergency food access (SNAP/WIC) in your area.

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Browse Resources by Topic

Select a category below to find relevant information and community programs.

Housing Resources

Information on tenant laws, local housing programs, and shelter directories.

View Housing Guide →

Utility Assistance Lists

Directory of LIHEAP contacts, weatherization programs, and protection plan details.

See Utility Programs →

Healthcare Information

Guides on hospital charity care policies, community clinics, and pharmacy programs.

View Health Resources →

Food & Transit Directory

Locations of food banks, community pantries, and transit assistance programs.

Find Locations →

Bill Management Info

Educational guides on expense prioritization and negotiation communication.

Read Guides →

Program Glossary

Understanding these federal program acronyms can help you find the right assistance.

LIHEAP
Low Income Home Energy Assistance Program. A federal emergency utility bill grant that pays heating or cooling providers directly to prevent shutoffs. It is aid, not a loan, and never requires repayment.
SNAP
Supplemental Nutrition Assistance Program. Often called "Food Stamps," SNAP provides monthly funds via EBT cards for groceries based on household income limits and expenses.
WIC
Women, Infants, and Children. A special nutrition program for pregnant women, new mothers, and young children.
HUD Section 8
The housing choice voucher program that assists very low-income families, the elderly, and the disabled to afford decent housing.

Common Steps to Find Help

Navigating community resources can be complex. Here is a general framework to get started.

1

Gather Documentation

Prepare necessary documents like proof of residence, ID, and recent income statements often required by agencies.

2

Search the Directory

Use our lists to find contact information for local organizations, 2-1-1 services, and Community Action Agencies.

3

Verify Eligibility

Review the specific requirements for grants, pantries, and public assistance programs listed in the guide.

Community Facts

Did you know? Utility Payment Plans Many providers are legally required to offer sliding scale plans.
Did you know? Charity Care Law Non-profit hospitals often must reduce bills for low-income patients.
Did you know? Local Libraries Often host free internet access and social worker days.
Explore Community Guide

Essential Guides

Frequently Asked Questions

How do I find local food banks?

You can locate local food pantries by searching our directory for "Food Assistance" or by contacting your local Feeding America affiliate.

What is LIHEAP utility assistance?

LIHEAP (Low Income Home Energy Assistance Program) is a federal program that helps families pay energy bills. We provide links to state applications.

Where can I find rental assistance?

Our directory lists local Housing Authorities, St. Vincent de Paul chapters, and Salvation Army locations that often administer emergency rent grants.

Is this a loan service?

No. Lumina Path is strictly an informational directory. We do not offer loans or financial advice. We connect you with existing community resources.