Cookie Policy

Effective Date: January 1, 2026

At Lumina Path, we believe in transparency. This Cookie Policy explains what cookies are, how we use them, and your choices regarding them.

1. What Are Cookies?

Cookies are small text files that are stored on your computer, tablet, or mobile device when you visit a website. They allow the website to remember your actions and preferences (such as login status, language, or font size) over a period of time.

2. Why We Use Cookies

We use cookies to ensure our website functions correctly, to understand how visitors interact with our content, and to fund our free directory through affiliate partnerships. We categorize our cookies as follows:

  • Essential Cookies: These are necessary for the website to function. Without them, secure areas of the site or features like the search bar may not work.
  • Performance & Analytics Cookies: We use tools like Google Analytics to collect anonymous data on how many people visit our site and which pages are most helpful. This helps us improve our guides.

3. Affiliate & Marketing Cookies

This is how we keep Lumina Path free.

We partner with third-party organizations (such as job platforms, banks, or service providers) relevant to financial hardship. If you click a link to one of these partners, a tracking cookie may be placed on your device. This cookie tells the partner that you came from Lumina Path, allowing us to earn a small commission if you use their service. This comes at no cost to you.

4. Managing Your Preferences

You have the right to accept or reject cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer.

Please note that blocking essential cookies may prevent some parts of the Lumina Path directory from working correctly.

5. Updates to This Policy

We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please re-visit this Cookie Policy regularly to stay informed.

Contact Us:
If you have questions about our use of cookies, please email us at privacy@luminapath.org.